Terms of Service

Last Updated: January 2024

These Terms of Service constitute a legally binding agreement made between you and Macro Protocol regarding your access to and use of our ecosystem, decentralized apps, and related services.

1. Acceptance of Terms

By interacting with the Macro Protocol, $MTP tokens, or the Macro Protocol credit infrastructure, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms of Service.

2. Decentralized Ecosystem

Macro Protocol is an autonomous application on the blockchain. We do not act as an intermediary, central financial bank, or trading agent. Users maintain 100% control of their own wallets and digital private keys at all times.

3. Token Sale and Utility

The MTP token is a utility token formatted to provide functionality and governance within the Macro Protocol ecosystem. Purchasing MTP tokens does not represent an equity stake, security, or centralized investment contract. It purely guarantees utility operation rights on the blockchain.

4. Earn, Recurring Buy, and Loan Services

Macro Protocol provides features such as Simple Earn, Recurring Buy (DCA), and Crypto Loans. By utilizing these services:

• Simple Earn: The Annual Percentage Rate (APR) of up to 10% is dynamic and dependent on market conditions and protocol liquidity. Past performance does not guarantee future returns.
• Recurring Buy: Users authorize automated smart contract interactions to purchase assets on a predefined schedule. It is the user's responsibility to maintain adequate funding for these scheduled transactions.
• Crypto Loans: Pledging assets (such as BTC or ETH) as collateral carries the risk of liquidation if the value of the collateral falls below the required maintenance margin threshold.

5. Liability and Risks

You acknowledge the inherent risks tied to digital cryptocurrencies, smart contract vulnerabilities, market volatility, and decentralized applications. Macro Protocol will not be liable for losses related to user errors, loan liquidations, failed recurring buys due to insufficient funds, or the underlying fluctuations in cryptographic markets.

6. Modifications

Because Blockchain technology involves rapid developments, we reserve the right, in our sole discretion, to make changes or modifications to these Terms of Service at any time. We strongly encourage all users to periodically review these Terms to stay informed.